Compensation & Growth

How You Get Paid
and How You Grow

A transparent structure that pays you for your own production and for the team you build, with no caps on either.

Income Model

Two Ways to Earn, With No Ceiling on Either

Every agent earns through personal production. Agents who build teams earn additional income from team production on top of that. Both are uncapped.

Personal Production

Earn commissions on every ACA and Medicare policy you write. Once you add bonuses, incentives, and marketing dollars, your total compensation is above street-level rates. There are no artificial caps or declining tiers.

  • Commissions paid on every enrolled client
  • Residual income on renewals
  • No declining scale as you produce more
  • 100% ownership of your book of business

Team Income

When you build a team and develop agents under you, you also earn from their production.

  • Earn from your team's production
  • Agency management platform with built-in commission splitting
  • A clear, structured ladder
  • Grows as your team grows
  • No limit on team size or earning potential
Your Path

Where Are You Now, and Where Do You Want to Go?

Here's what the growth path looks like at each stage.

Producing Agent

Writing policies, building your book

  • Full commissions on personal production
  • Residual income on renewals
  • Access to Fast Start onboarding
  • Certified Trainer mentorship
  • Full platform access
  • Health insurance CRM included
  • Discounted E&O coverage
Apply now

Agency Owner

Running a scaled organization

  • Everything in Agency Builder
  • Multi-level team income
  • Full organizational control
  • National recruiting capability
  • Enterprise-level platform access
Apply now
Team Income

How Team Income Works

When you recruit and develop agents, you earn a percentage of their production. As your team grows and the agents you develop build teams of their own, your team income grows with it.

It's ongoing, production-based income tied to the agents you bring in and help grow, rather than a one-time referral bonus.

  • Clear, published compensation structure
  • Tracked in real time through our platform
  • Grows with your team's production
  • Paid on a consistent schedule
Get the Full Comp Details

Income Layers

Your Production
+ Team Income
+ Renewals
+ Growth Bonuses
+ Up to 50% Marketing Co-Op
Common Questions

Compensation FAQ

No. There is no cost to join the platform. You get contracted, onboarded, and start writing business without paying a fee.

No. There are no caps on personal production commissions or team income. The more you produce and the bigger your team grows, the more you earn. When you include bonuses, incentives, and marketing support, total comp consistently comes in above street level.

No. Many agents on the platform earn strong income through personal production alone. Recruiting and team building are an additional path, not a requirement.

All commissions, personal and team, are tracked in real time through our proprietary commission tracking platform, so you always know exactly what you've earned.

Every agent gets access to a CRM built specifically for health insurance agents, our commission tracking platform, and agency management tools with built-in commission splitting capabilities. We also offer discounted E&O insurance through group rates.

Yes. We help cover up to 50% of your Medicare marketing costs. This includes co-op dollars for lead generation, events, and outreach, so you can grow your book without carrying the full marketing burden yourself.

We have an office in Lehi, Utah that agents can use at no cost. You can use it for client meetings, as a desk for the day, or as a regular workspace.

The platform focuses on ACA (Affordable Care Act), Medicare, and ancillary products including life, dental, vision, and supplemental coverage, available nationwide.

Want the Full Compensation Breakdown?

Apply now and we'll walk you through the complete structure on a call, including specific numbers for your situation.