Small Business

Health benefits for your team, without an HR department.

A licensed CrestPoint agent compares group health plans and newer options like ICHRA and QSEHRA, sets them up, and stays your contact when employees have questions.

  • Business owners
  • 2-50 employees
  • Contractors & trades
  • Growing teams
Start here
Get a small business quote

It takes about two minutes, and you'll see which licensed agent will help you before you send anything.

Or pick your own agent →
How your agent helps

Benefits options that fit a small team.

Group health plans

Traditional plans for your employees, with your agent handling quotes, setup and the yearly renewal.

ICHRA

Give employees a set monthly amount for individual coverage they choose. It works for teams of any size.

QSEHRA

A reimbursement arrangement for businesses with fewer than 50 full-time employees.

Owner coverage

Coverage for you and your family, whether or not you offer a plan to employees yet.

Good to know

Before you start

Team sizeOptions depend on how many employees you have and where they live. Your agent narrows the list first.
BudgetSet a monthly amount per employee and your agent shows what each option looks like at that number.
TimingGroup plans can start at the beginning of most months. Give yourself four to six weeks.
Questions

Common questions

Do I need a minimum number of employees?

Requirements vary by carrier and by option. Some arrangements work even with one employee.

Who do employees call with questions?

Your CrestPoint agent. That support is part of the service, at no extra cost.

Can I cover just myself for now?

Yes. Many business owners start with their own coverage and add a team plan later.